Several AFSA departments compile white papers throughout the year as resources for the association’s members. The white papers identify current industry challenges and possible ways to address them.
January 2010: Bankruptcy
November 2009: Federal Reserve Board’s Reg Z Mandatory Escrow Requirements
October 2009: Enhancing the Recovery Cycle with Automated License Plate Recognition (ALPR) Technology
August 2009: Mortgage Disclosure Improvement Act
July 2009: Forecasting Losses
May 2009: Collections Servicing
April 2009: Recruiting
The State Government Affairs Department develops white papers on a monthly basis. Each white paper is an in-depth analysis of a particular issue, dealing with all legislation introduced on the topic at the state level. Each is a snapshot in time of the history of the issue and current legislation on the matter.
- White Papers List
- Ancillary Products (May 2011)
- Antitrust 101: A Primer on the Concepts (Evergreen)
- Appraisal Management Companies (December 2011) New!
- Case for Installment Lending (Evergreen)
- Consumer Protection Act (August 2010)
- Interchange Fees (August 2011)
- Judicial & Non-judicial Foreclosures (July 2011)
- Military Lending (September 2011)
- Motor Vehicle Debt Collection (June 2011)
- Payday Lending Databases (April 2011)
- Preemption After the Dodd-Frank Act (Evergreen)
- Redistricting (March 2011)
- SAFE Act Legislative and Regulatory Update (October 2009)
- Security Breach and Identity Theft (July 2010)
- Stored Value Cards (February 2011)
- Suitability Continuum (March 2010)
- Vacant and Abandoned Property Maintenance (September 2010)
- Vehicle Driver/Owner Liability Shifting (October 2011) New!
- Vehicle Franchise Legislation with Captive Finance Provisions (April 2010)
- Year in Review/Preview for the 2012 Session (January 2012) New!
- Year in Review/Preview for the 2011 Session (January 2011)

